today  i have got a call from "phone pay caller id",who asked me what is your phone pay offer..the i was said to him tha t is "i am not using phone pay" after than he asked me what is your "ATM" no .then i have asked who are you.then his  person abuse me....jab maine kha ki mai apke aginst complaint krunga to bola ki kro mai kisise nhi drta hu...so plz take a hard action ...thank you rahul patel...