Dear All,
Flipkart has done fraud with me by pay later facility, in the current month i e. July. I have bought product from Flipkart pay later and i have fully paid my first due on regular basis and there is no due till date, but in flipkart pay later it is showing you hane not yet paid due and also they have added overdue charges on me and also in flipkart pay later section it is showing double the EMI of Rs. 3032 + overdue charges in lieu of Rs.1516. They are sending me msg's and mails daily and demanding money though I have paid already.
In IDFC personal loan account application it is showing the actual and real outstanding and they also updated that they received the payment for first EMI but still flipkart is bothering me by calling and mails by notifying me that please paid the dues. I don't know who is responsible in this problem, flipkart or IDFC first Bank but I am quiet sure that it's not my mistake
Because of Flipkart fraud my CIBIL score dropped to 721 from 734
I have contacted IDFC first bank and flipkart many times but none of of them have resolved my concern,
This is totally fraud, how many funds they have excess like me and not paid to bank, how they do bank reconciliation with banking partner ? RBI also not taken any action.