I just checked the eligibility for the loan in koko loan app. When I saw that I am eligible only for eight thousand, I was closed the app. After some time they transfer rs four thousand four hundred only to my account with out my confirmation. After three days they call and asking to pay eight thousand. They are threat me that if I am not pay the full amount they will call the people who ever saved in my contact list and they will use my photo for bad things..