Dear Sir/Madam,
They are fraud. They are blackmailing a lot of people. They hack your contact list and send abusive messages to your relatives even though we haven't taken any loan they are sending sms that i have done fraud and i am getting lot of calls from my relatives by saying my loan due.. I have registered a complaint on cybercrime.gov.in. All the people should type a complaint on it. It will take 10-15 minute but please complain about them everywhere. They are fraud. Mark them as inappropriate on Google Play Store too.