Money paid not able to withdraw

Help for filing cyber crime in case of fraud

Please register complaint within one day or as soon as possible basis. Please visit https://cybercrime.gov.in/ Then click on Report Cyber Crime, Then click on Financial fraud, Then click on File a complaint, Then login or create an account Then login, then you will get option to create a complaint. Please write the complaint description properly, make sure you write the imps number of money debited, your bank account number ifsc, fraud bank account number with Ifsc, attach images of money payment, attach net banking statement, attach your pan card, your adhaar card, also mention clearly fraud details like mobile numbers, fraud upi ID, fraud Whatsapp mobile, fraud telegram ID. Then you submit. You will get SMS with 14 digit acknowledgement number. If you don't know above steps, call 1930 using mobile and request them. Be very specific and correct to address where you are staying currently and police station and it's nearby cyber crime will deal.

Suppose you were in train(unknown location), and got fraud, calm down, come home, inform that entire things happened in your home so then only police will be able to accept your complaint to your convenient police station and cyber crime. Otherwise your case will route to multiple police stations, nobody will check because you belong to different place.

Now please call 1930 from your registered mobile, and give them this acknowledgement number. Narrate the story of grievance once again, they may review and modify your details over phone.

Then they will advise you to login and attach documents. Just login and see if any prompt for new document is needed and again click submit after new attachment.

Later you will get automatic SMS that your case is transferred to nearest cyber crime branch. Please visit that branch and carry xerox copy of all documents those you attached in grievance containing your details, fraud details, your bank statements where fraud happened, fraud Whatsapp and telegram handler. Take print out total two copies. Also print the acknowledgement that you got.

Cyber crime branch will collect one copy from you. They will ask you to visit your nearest police station and get one CSR copy. So you carry one set xerox and visit your nearest police station and request them to give you csr copy from crime unit. You will get it in one or two days.

Take this csr copy, keep xerox for you, give it to cyber crime police station. Then your work is over.

Cyber crime police will attach csr and they will begin emailing to bank manager of fraud bank to freeze the account and to obtain all recent transaction and beneficiary of the fraud account holder.

Upon receipt of cyber crime email to bank, banks take highest priority to block fraud account, and it's chain of recent transfers, so wherever fraud transferred money, cyber crime will notify those banks also to freeze until investigation is completed.

If fraud withdrew money using ATM card, cyber police with help of other state cyber police, will obtain CCTV footage and catch the fraudster.

If fraud transferred to other accounts, then those other accounts will be freeze.

If you have time, visit cyber crime police station on weekly basis and request the cyber crime inspector to help you to expedite. They will tell that they are waiting for bank replies, so tell them to send reminder.

Also, frequently call 1930 and ask for status of your acknowledgement number

If you are lucky, then during chain of freezing, some unknown person will begin to talk to cyber crime cell. That unknown person will tell to cyber crime police ''Sir, I'm a poor man. I did not do fraud. I got accidental credit into my account by some other fraud. I don't know ABC. So my bank account has very huge money. Entire money is kept on freeze, just due to one compliant of one innocent. So if you allow me, I will pay 50 percent of loss money to the innocent from my own pocket or my other bank. This way, I and he will compromise. So cyber crimes sir, after we settle it, you must request bank to unfreeze my account as it has very high amount ''

After such conversation, cyber crime will inform the victim and the mediator to get over phone to arrive at a compromised deal. At this time, most of victims agree to get 50% of the loss money. Hardly few victims still insist 100% with interest and torture penalty. Cyber police has the right to dictate to arrive at a compromise deal for both in person. That mediator never will tell that he did fraud. He will tell some non connecting chain of money transfer which you will not understand and his point is that if you agree to receive partial, his bank will get unfreeze. He will pay you compromised comment in front of cyber crime police or in conference. With that, victim feel relaxed, mediator says he can get his bank money unfreeze, cyber police will ask victim to write a letter confirming that you received the money, and to confirm for closure of the complaint. Then you will leave cyber crime cell happily.

That mediator will wait for police to make sure his account is unblocked, cyber police will send email to fraud related email chain to bank manager and ask them to unblock and unfreeze. And yes, bank agrees. Case closed.

At the end, you think why that mediator paid you, it means he was the fraud and just leave it for God sake since you just recovered.

Why the cyber crime police not arrest him, it's because it's non cognisable offence which can be verbally settled between two disputing parties.

One precaution, when police asks victim to reach police station for doing in person settlement with mediator, please go in group